Take More Control of
Your Retirement Income

With a traditional 401(k) or IRA, the IRS tells you how much you'll pay in taxes and when you must take withdrawals. It even tells your beneficiaries how much they'll pay!

But converting a traditional 401(k) or IRA into a Roth IRA gives you the power back. You pay the taxes up front and after you turn 59½ as long as your money has been in your Roth for at least five years, your withdrawals are tax-free.

Our guide to converting your traditional 401(k) or IRA into a Roth IRA is an illuminating tool designed to help you understand your options and adjust your strategy as needed.

Our Guide Highlights How a Roth IRA Can Mean:

• A tax-free retirement income stream, if withdrawals are qualified
• No required minimum distributions
• No early withdrawal penalties on your original contributions
• A tax-free benefit for your beneficiaries